With Some Hospitals Closed After Hurricane Sandy, Others Pick Up Slack

A month after Hurricane Sandy struck New York City, unexpectedly shutting down several hospitals, one Upper East Side medical center had so many more emergency room patients than usual that it was parking them in its lobby.

White and blue plastic screens had been set up between the front door and the elevator banks in the East 68th Street building of that hospital, NewYork-Presbyterian/Weill Cornell. The screens shielded 10 gurneys and an improvised nursing station from the view of people obliviously walking in and out of the soaring, light-filled atrium.

“It’s like a World War II ward,” Teri Daniels, who had been waiting a day and a half with a relative who needed to be admitted, said last week.

Since the storm, a number of New York City hospitals have been scrambling to deal with a sharp increase in patients, forcing them to add shifts of doctors and nurses on overtime, to convert offices and lobbies to use for patients’ care, and even, in one case, to go to a local furniture store to buy extra beds.

At Beth Israel Medical Center, 11 blocks south of the Bellevue Hospital Center emergency room, which was shuttered because of storm damage, the average number of visits to the E.R. per day has risen to record levels. Visits have increased by 24 percent this November compared with last, and the numbers show no sign of dropping. Hospital admissions have risen 12 percent compared with last November.

Most of the rise in volume is from patients who had never been to Beth Israel before. An emergency room doctor at the hospital described treating one patient who said he had been born at Bellevue and had never before gone anywhere else.

Emergency room visits have gone up 25 percent at NewYork-Presybterian/Weill Cornell, which in Bellevue’s absence is the closest high-level trauma center — treating stab wounds, gun wounds, people hit by cars and the like — in Manhattan from 68th Street south. Stretchers holding patients have been lined up like train cars around the nursing station and double-parked in front of stretcher bays.

In Brooklyn, some patients in Maimonides Medical Center’s emergency room who need to be admitted are waiting two or three days for a bed upstairs, instead of four or five hours. Almost every one of the additional 1,100 emergency patients this November compared with last November came from four ZIP codes affected by the storm and served by Coney Island Hospital, a public hospital that was closed because of storm damage.

The number of psychiatric emergency patients from those same ZIP codes has tripled, in a surge that began three days before the hurricane, perhaps fueled by anxiety, as well as by displacement from flooded adult homes or programs at Coney Island Hospital, doctors said.

The Maimonides psychiatric emergency room bought five captain’s beds — which do not have railings that can be used for suicide attempts — at a local furniture store, to accommodate extra patients. The regular emergency room had to buy 27 new stretchers after the hurricane, “and we probably need a few more,” the department’s chief, Dr. John Marshall, said.

The emergency room and inpatient operations of four hospitals remain closed because of flooding and storm damage. Besides Bellevue and Coney Island, NYU Langone Medical Center and the VA New York Harbor Healthcare System, both near Bellevue on the East Side of Manhattan, are closed.

While the surge in traffic to other hospitals has been a burden, it has also been a boon, bringing more revenue.

On the Upper East Side, the storm has helped Lenox Hill Hospital, which has a history of financial problems. It took two or three wards that had been turned into offices and converted them back to space for patients. Emergency room visits are up 10 percent, and surgery has been expanded to seven days a week from five.

“We usually operate at slightly over 300 beds, and now we’re at well over 550,” Carleigh Gustafson, director of emergency nursing, said.

Conversely, administrators at the shuttered hospitals, especially NYU Langone, a major teaching center, worry that their patients and doctors are being raided, with some never to return.

NYU’s salaried doctors are being paid through January, on the condition that they do not take another job. But at the same time, they need a place to practice, so NYU administrators have been arranging for them to work as far away as New Jersey until the hospital reopens. Lenox Hill alone has taken on close to 300 NYU doctors, about 600 nurses, and about 150 doctors in training, fellows and medical students.

Obstetricians and surgeons from the closed hospitals have been particularly disadvantaged, since they are dependent on hospitals to treat their patients. Many displaced surgeons have been reduced to treating only the most desperately ill, and operating on nights and weekends, when hospitals tend to be least well staffed.

“I think there’s no question that a lot of people have postponed anything that they can postpone that is elective,” said Dr. Andrew W. Brotman, senior vice president at NYU.

In mid-November, Dr. Michael L. Brodman, chairman of obstetrics at Mount Sinai Medical Center, sent out a memo saying his department had taken on 26 NYU physicians, as well as nurses and residents, but “clearly, that is too much for us to handle long term.”

Since then, 15 of the physicians have gone to New York Downtown Hospital, while Mount Sinai has retained 11 doctors and 26 nurses.

“We are guests in other people’s homes,” Dr. Brotman of NYU said, “and we are guests who have to some degree overstayed their welcome.”

Joanna Walters contributed reporting.

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E.E.O.C. Finds Race Bias In Firing at Wet Seal Store

The Equal Employment Opportunity Commission said in a statement released Monday that Wet Seal, a nationwide apparel retailer for young women, illegally discriminated against a former store manager after one of the company’s executives complained about too many black employees at the manager’s store in Pennsylvania.

Laura Pedrick for The New York Times

Nicole Cogdell, right, a former manager at Wet Seal who accused the retailer of racial bias, and her lawyer Nancy DeMis.

Citing unusually blatant evidence of racial discrimination, the director of the commission’s Philadelphia office noted in a “determination” released Monday that Wet Seal’s “corporate managers have openly stated they wanted employees who had the ‘Armani look, were white, had blue eyes, thin and blond in order to be profitable.’ ”

The federal agency found that Wet Seal terminated Nicole Cogdell, the African-American former manager of its store in King of Prussia, Pa., in 2009, the day after the retailer’s senior vice president for store operations had inspected that store and several others in the area and sent an e-mail saying, “African Americans dominate — huge issue.”

The commission said it would seek “a just resolution of this matter” through negotiations.

It issued its determination after Ms. Cogdell had filed a complaint with the agency and after she and two other black former Wet Seal managers filed a federal race discrimination lawsuit against the company last July.

Wet Seal insisted that Ms. Cogdell had resigned voluntarily and that it therefore had taken no adverse employment action against her. But the commission found that the senior vice president’s e-mail, which Ms. Cogdell said she had seen, and the company’s sudden laying off of numerous African-Americans at several stores in Pennsylvania had created a hostile work atmosphere that had forced her to quit. The agency called this tantamount to a discharge.

The commission said that before Ms. Cogdell was forced out, she had received high ratings in running the King of Prussia store, which was ranked No. 8 among Wet Seal’s more than 500 stores. Her regional manager and district manager had said she had “great energy” and “strong ability” to hold other managers and subordinates accountable in fulfilling their responsibilities.

In a statement, Wet Seal said that a month ago, it began voluntarily collaborating with the commission on an “extensive program designed to continue to promote diversity” and protect against discrimination. The company, which is based in Foothill Ranch, Calif., said the agency had advised it that all other E.E.O.C. cases brought against Wet Seal had been closed.

Wet Seal added that its new leadership team “had been unequivocally vocal about its commitment to equal employment opportunity in all employment practices, as well as a work environment that is free from unlawful discrimination, harassment and retaliation.”

In a statement released Monday by her lawyers, Ms. Cogdell said: “It is intolerable for any company — let alone a major company with hundreds of outlets — to blatantly discriminate against its African-American employees. But I wasn’t the only victim of Wet Seal’s discrimination, and I will not stop fighting for justice for all the victims.”

Ms. Cogdell’s lawyers, Brad Seligman and the NAACP Legal Defense and Educational Fund Inc., are seeking class-action status for her suit against Wet Seal, saying that more than 20 current and former employees had filed bias charges with the E.E.O.C.

The agency’s district director for Philadelphia, Spencer H. Lewis Jr., said Wet Seal’s senior vice president for store operations, Barbara Bachman, who he said had a major role in pushing out Ms. Cogdell, resigned voluntarily in 2011. The E.E.O.C. declined to comment further.

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Letter From Washington: The Counties That Cost Romney the Election

WASHINGTON — When it comes to presidential politics in Pennsylvania, Republicans are like the comic strip character Charlie Brown, who prepares to kick a football, only to have it pulled back every time by his pal Lucy.

This time, it was Mitt Romney who was tempted to go for the prize, and his camp poured $10 million into Pennsylvania in the closing weeks of the U.S. presidential campaign. He lost by more than five points in that state, suffering the same fate as every one of his party’s nominees in the previous five presidential elections.

To understand why, look at two suburban counties near Philadelphia: Delaware, a middle-class enclave, and Montgomery, a more affluent area. Republicans win many of the local offices in Montgomery and Delaware, and until a few decades ago, so did the party’s presidential nominees. This November, President Barack Obama carried both counties by about 60,000 votes.

Montgomery is Pennsylvania’s third most populous county and Delaware its fifth; both are growing and becoming more diverse. The residents are not Mr. Romney’s 47 percent — those he called takers who rely on government largess — they just do not like the current brand of national Republicanism.

Pennsylvania will remain relatively blue in presidential politics until Republicans can compete in these counties.

This state of affairs is replicated in places that really were swing states, Virginia and Colorado for example.

In Virginia, Prince William and Loudoun counties are Washington exurbs that Mr. Obama carried in 2008, that went for George W. Bush in 2004 and were won decisively by the Republican governor, Bob McDonnell, three years ago. Four days before the election this year, Mr. McDonnell predicted that Mr. Romney would win the counties.

Instead, Mr. Obama carried Prince William, the third most populous county in the state, by 16 percent, or more than 28,000 votes. He won a narrower, but clear, victory in Loudoun, which before 2008 had not voted for a Democratic president since 1964 and where, 20 years earlier, George H.W. Bush won by a margin of more than two to one.

These two counties, although different, share important political characteristics. They are fast-growing — Prince William’s population has quadrupled over the past 40 years and Loudoun’s has grown tenfold — affluent and diversifying with a mix of Latinos, blacks and Asians. In local races, they favor Republicans; the national patterns are going the other way.

The picture is similar in Colorado, particularly in Arapahoe County, to the east of Denver, the state’s third most populous, and to the west, Jefferson County, which casts more votes than any other. Like their Virginia counterparts, these counties are fast-growing and comparatively well off. They shape close elections.

Arapahoe is more diverse, with more minorities, and tilts more Democratic. Mr. Obama carried it on Nov. 6 by almost 10 points, more than a tilt.

Jefferson is typical of large, growing suburbs with a range of voters from upper income to working class. “It mirrors in every election, Colorado,” said Craig Hughes, an influential Democratic consultant there. “If you want to carry the state, you carry Jefferson.” Mr. Obama won it by almost five points.

It is also instructive, in a slightly different way, to look at a few big counties in Florida and Ohio, the mothers of all battleground states.

In Florida, it is Hillsborough County, consisting of Tampa and its environs. It is the fourth most populous county in the state and the best bellwether: It has voted the same as the rest of the state in every presidential contest since John F. Kennedy won in 1960.

Before 2008, Hillsborough had gone Republican in six of the seven preceding presidential elections. It went for Mr. Obama by about seven points four years ago and by a similar margin this year.

“The Democrats’ grass-roots organization bringing minorities and young college students to vote was the difference,” said Susan MacManus, a political science professor at the University of South Florida.

In Ohio, it was Hamilton County, which includes Cincinnati and suburbs. Ohio is a diverse state, and Hamilton County is a microcosm of that diversity: old-line Republicans, who used to dominate, plus young professionals and racial minorities. It was carried by George W. Bush in 2004 and Mr. Obama in 2008 and 2012.

In no place was the ground game or infrastructure battle joined more forcefully, on both sides. Mr. Obama almost matched his 2008 margin, carrying the county by about 20,000 votes. In such a pitched battle, there are lots of explanations.

Alex Triantafilou, the energetic Republican chairman for Hamilton County, worries that among the “independent swing voter, the 35- to 45-year-old female whose dad was a Republican,” and among young professionals, “we just didn’t do as well as we should have.”

In 2012, Mr. Obama was a stronger candidate with a superior organization. Republicans are in dangerous disfavor with minorities and young voters. The party’s problems run deeper, as these eight bellwether counties across the United States illustrate.

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Specs surface for alleged low-end $99 Nexus 7

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Romo sets TD mark as Cowboys beat Eagles, 38-33

ARLINGTON, Texas (AP) — Tony Romo knows what matters the most when it comes to the Dallas Cowboys. So while it's nice to break Troy Aikman's franchise record for career touchdown passes, he's focused on getting his team to the playoffs.

Romo threw three second-half touchdown passes to answer a strong game by Philadelphia's rookie duo of Bryce Brown and Nick Foles, and the Cowboys sent the Eagles to their eighth straight loss with a 38-33 victory Sunday night.

The first two scoring tosses from Romo erased seven-point deficits, including a 23-yarder to Dez Bryant that was vintage Romo and broke Aikman's career mark of 165 TD passes. Romo scrambled to his right and threw back across the field to Bryant, who weaved through the Philadelphia defense to tie it at 17 in the third quarter.

Romo tied it again at 24 on a throw to Miles Austin, and had one more answer after Brown and Foles led the Eagles to a go-ahead field goal. He threw deep to Bryant for 35 yards on third down, and Bryant found his way into the end zone again by taking a screen pass 6 yards just inside the pylon for a 31-27 lead with 5:40 remaining in the game.

"It's about winning games," said Romo, who was 10 of 10 in the second half and completed his last 12 passes. "We desperately had to have this win tonight, and our team fought like heck to get a win."

The Eagles' slide continued despite 169 yards rushing and two touchdowns from Brown a week after he set a team rookie record with 178 yards on the ground.

After Romo's go-ahead touchdown pass, Dallas went up by 11 when Morris Claiborne returned a fumble by Brown 50 yards for a touchdown.

Brown's fumble snapped a streak of eight straight scoring drives by both teams. It was the second straight week that he mixed big runs with critical fumbles after losing the ball twice in last week's loss to Carolina.

"Up until that fumble, he had done a heck of a job," Eagles coach Andy Reid said. "He was trying to get every stinking yard he possibly could."

Philadelphia (3-9) had a chance for an improbable rally when Damaris Johnson returned a punt 98 yards with 31 seconds left. After a failed 2-point conversion, the Cowboys recovered the onside kick and ran out the clock.

Foles, who was 22 of 34 in his third start in place of Michael Vick, led the Eagles to a 27-24 lead early in the fourth quarter on a 43-yard field goal by Alex Henery, who now has the longest current field goal streak at 21 after Cleveland's Phil Dawson had a kick blocked Sunday.

"It was a tough loss," Foles said. "I'm proud of our team with the way they fought. We have to keep working and stick together."

Dallas running back DeMarco Murray, who started after missing six games with a sprained right foot, finished with 83 yards and a touchdown. Romo was 22 of 27 for 303 yards with no interceptions and a passer rating of 150.5.

Brown, who started his first game since high school when he filled in for LeSean McCoy last week, went in untouched on both of his scoring plays in the first half. He scooted around the left side for a 7-0 lead and trotted through a big hole up the middle to make it 14-3 midway through the second quarter.

Vick and McCoy are sidelined by concussions.

Philadelphia was in front after the first quarter for the first time all season, but Dan Bailey got the Cowboys on the board with a 39-yard field goal early in the second. DeMarco Murray's 1-yard touchdown run trimmed the Eagles' lead to 14-10 with 41 seconds left in the half.

Romo overcame a holding penalty and an 8-yard loss when Kevin Ogletree fumbled a handoff on a reverse by completing third-down passes to Jason Witten, Bryant and Miles Austin. Romo then found Witten all alone in the middle of the field for 28 yards to the 1, setting up Murray's score.

The Eagles answered by driving 52 yards in 35 seconds to a 43-yard field goal by Henery on the last play of the half. Foles completed a 29-yard pass to Jason Avant to get the Eagles in scoring range.

Brown got Philadelphia's first scoring drive going with a 42-yard run up the middle and finished it with a 10-yard run.

Trailing 7-3 early the second quarter, the Cowboys went three and out after a third-down completion from Romo to Witten was overturned on a challenge by Reid. Replay showed the ball hitting the turf as Witten grabbed it.

Two plays later, Brown went 39 yards down the sideline and later scored from 5 yards out.

The Cowboys welcomed Murray back by running him three straight times to start the game after calling 52 straight pass plays from the second quarter to the end of a Thanksgiving loss to Washington. The first time Murray went to the sideline, Romo was sacked by Brandon Graham on third-and-3.

After the first Philadelphia touchdown, the Cowboys drove down the field for Bailey's field goal. Romo found Witten for 11 yards on third-and-10 and escaped pressure to complete a pass to Cole Beasley for 13 yards to the Eagles 41. Romo also had a 15-yard scramble.

Not only did Dallas get Murray back, but the offensive line was closer to full strength. Center Ryan Cook returned after missing time with a knee injury, which allowed Mackenzy Bernadeau to return to guard after two starts at center.

NOTES: The Cowboys snapped an eight-game losing streak on Sunday night. ... Foles' first two career TD passes were against Dallas, and both were to Riley Cooper. ... Heisman Trophy contender Johnny Manziel of Texas A&M watched the game from a suite. His next game will be at Cowboys Stadium, against Oklahoma in the Cotton Bowl on Jan. 4.

___

Online: http://pro32.ap.org/poll and http://twitter.com/AP_NFL

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Vietnam Veterans, Claiming PTSD, Sue for Better Discharges

NEW HAVEN — In the summer of 1968, John Shepherd Jr. enlisted in the Army, figuring that the draft would get him anyway. By January 1969, he was in the Mekong Delta, fighting with the Ninth Infantry Division.

Within a month, his patrol was ambushed, and Mr. Shepherd responded by tossing a hand grenade into a bunker that killed several enemy soldiers. The Army awarded him a Bronze Star with a valor device, one of its highest decorations.

Yet the medal did little to assuage Mr. Shepherd’s sense of anxiousness and futility about the war. A few weeks after his act of heroism, he said, his platoon leader was killed by a sniper as he tried to help Mr. Shepherd out of a canal. It was a breaking point: his behavior became erratic, and at some point he simply refused to go on patrol.

“I never felt fear like I felt when he got shot,” Mr. Shepherd said last week.

After a court-martial, the Army discharged Mr. Shepherd under other-than-honorable conditions, then known as an undesirable discharge. At the time, he was happy just to be a civilian again. But he came to rue that discharge, particularly after his claim for veterans benefits was denied because of it.

Today, Mr. Shepherd, 65, is part of a class-action lawsuit against the armed forces arguing that he and other Vietnam veterans had post-traumatic stress disorder when they were issued other-than-honorable discharges. The suit, filed in Federal District Court, demands that their discharges be upgraded.

The suit raises two thorny issues that could affect thousands of Vietnam veterans: Can they be given a diagnosis of PTSD retroactively, to their time in service, though the disorder was not identified until 1980? And if they can, should recently instituted policies intended to protect troops with PTSD be applied retroactively to their cases?

Mr. Shepherd’s legal team, students with the Yale Law School veterans legal clinic, argues yes on both counts. In court papers, they assert that it is reasonable to assume that Mr. Shepherd and other veterans who were later given PTSD diagnoses began exhibiting troublesome symptoms while in service.

Moreover, under rules put in place during the Iraq war, troops who say they have PTSD must be given medical examinations before they are forced out of the military, to ensure that problematic behavior is not linked to the disorder. If they are given a PTSD diagnosis, service members may still receive an honorable discharge.

“Vietnam War-era veterans, in contrast, have been denied this opportunity for appropriate consideration of the PTSD,” the students said in the complaint.

But the Army says no. In a rejection of an earlier request by Mr. Shepherd to upgrade his discharge, the Army tersely rejected evidence that his misconduct 43 years ago was linked to PTSD and raised questions about whether his platoon leader was actually killed.

A spokesman for the Army said the military has a policy of not discussing pending litigation.

The details of Mr. Shepherd’s case aside, the suit could have a wide impact. The Yale team says that its review of records from 2003 to 2012 shows that 154 Vietnam-era veterans petitioned the Army to upgrade discharges because of PTSD, but that only two were successful. Yet the Army Board of Corrections for Military Records granted upgrades nearly half of the time for other cases.

The students estimate that more than a quarter million Vietnam-era veterans were discharged under other-than-honorable conditions, and that thousands of those probably had PTSD. Their suit names as defendants the secretaries for the Army, Air Force and Navy. Vietnam Veterans of America, the veterans service organization, is joining the case as a plaintiff on Monday.

Discharges that are other than honorable can make it harder for veterans to find work and also disqualify them for veterans benefits.

In Mr. Shepherd’s case, a Department of Veterans Affairs doctor in 2004 gave him a diagnosis of service-connected PTSD. As a result, the department will provide health care for his PTSD. But it will not provide him general medical care, unless he is found to have other health problems related to his service.

Veterans disability compensation is also a problem. Mr. Shepherd’s undesirable discharge was actually upgraded to a general discharge in the 1970s under a special Carter administration program. That upgrade should have made it easier for him to apply for disability compensation. But subsequent legislation enacted by Congress said that clemency upgrades like Mr. Shepherd’s did not automatically qualify veterans for benefits. Mr. Shepherd’s compensation claim was ultimately rejected.

Mr. Shepherd, who has been divorced twice and battled through alcoholism and drug abuse, lives in New Haven, getting by on Social Security and a Teamsters pension. (He drove trucks for years.) He could use the extra money from disability compensation, but what matters as much, he says, is removing the stain of his discharge.

“I want that honorable,” he said. “I did do my part, until I really felt it wasn’t worth getting killed for.”

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Advertising: Ford Plan to Revive Lincoln Hinges on a New Brand

An unusual ad campaign features Abraham Lincoln, the president for whom the car brand is named.

DEARBORN, Mich. — In the fiercely competitive world of luxury cars, the Ford Motor Company’s Lincoln brand has long been stuck in the slow lane, with stodgy models, older buyers and a distinct lack of pizazz.

But Ford is determined to change that. On Monday, the company will announce upgraded customer service initiatives, a new brand name for Lincoln that plays down the Ford connection and an unusual advertising campaign that features Abraham Lincoln, the president for whom the brand is named.

Ford’s chief executive, Alan R. Mulally, will begin the rebranding effort at an event outside Lincoln Center in Manhattan — the first in a series of moves meant to reverse Lincoln’s seemingly perpetual state of decline.

Ford will formally rechristen the brand as the Lincoln Motor Company and introduce a television spot that begins with an image of Lincoln, stovepipe hat and all. The brand’s first Super Bowl commercial is in the works, as is a revamped Web site that links consumers to a Lincoln “concierge” who can arrange test drives or set up appointments at dealerships.

Mr. Mulally will also announce the on-sale date in early 2013 for the radically redesigned Lincoln MKZ sedan, as well as plans for three new vehicles down the road.

If it seems like an all-out grab for attention, well, that’s exactly the point, said James D. Farley Jr., Ford’s head of global sales and marketing and the newly named chief of the Lincoln revival effort.

“The most important thing is for people to be aware that there is a transition going on,” Mr. Farley said. “We have to shake them up.”

The shake-up is long overdue and critically important to Ford, the nation’s second-largest car company behind General Motors.

As recently as the 1990s, Lincoln was the top-selling luxury automotive brand in the United States. Its large Town Car sedan and hulking Navigator S.U.V. defined the brand, and sales topped more than 230,000 vehicles a year.

But since then, Lincoln has been left in the dust by the German category leaders BMW and Mercedes-Benz, and Toyota’s Lexus division. This year, Lincoln ranks eighth in the American luxury segment, with sales down 2 percent, to 69,000, vehicles in the first 10 months of the year.

Its crosstown rival G.M. has had much better success reviving its Cadillac brand.

“Cadillac has been stabilized, but Lincoln is still muddling about,” said Jack Trout, president of the marketing firm Trout and Partners. “The big question is, how can Lincoln convince people it is more than just a gussied-up Ford?”

That task has now fallen to Mr. Farley, who left Toyota five years ago to join Ford just as Mr. Mulally’s transformation of the company was under way. Since then, Ford has introduced a succession of sleeker, more fuel-efficient and technology-laden models that have lifted sales and made it among the most profitable car companies in the world.

Lincoln, however, has not benefited from the turnaround. It accounts for only 3 percent of Ford’s total sales, down from 8 percent during the brand’s heyday. And since Ford has sold off foreign luxury divisions like Volvo and Jaguar, Lincoln is the sole upscale brand in the company.

“There is nothing more frustrating for us than to have someone who loves their Ford car and S.U.V., but goes out to buy a luxury model from another brand because we don’t have one,” Mr. Farley said.

The Lincoln comeback effort starts with the midsize MKZ, which has been redesigned with a sweeping grille, tapered body style and an all-glass retractable roof. It will be followed by three other new models, including a larger sedan and S.U.V.

But the brand’s image needs much more than better cars. Under Mr. Farley’s direction, a newly formed team of 200 people is intent on establishing the Lincoln Motor Company as a boutique luxury line known for personalized service.

Every customer who reserves an MKZ, for example, will be presented with an elegant gift upon receiving the car. Choices include a selection of wines and Champagne, custom-made jewelry or sunglasses, or a one-night stay at a Ritz-Carlton hotel.

Lincoln’s Web site will also have a consultant available 24 hours a day for live discussions about the products and to streamline the buying process. Prospective buyers will be given an opportunity for a “date night” with Lincoln, which includes a two-day test drive and a free meal at a restaurant.

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After Death of Sattar Beheshti, Iranian Blogger, Head of Tehran’s Cybercrimes Unit Is Fired

TEHRAN — Iranian’s national police chief fired the commander of Tehran’s cybercrimes police unit on Saturday for negligence in the death of a blogger in prison.

The dismissal of the commander, Gen. Saeed Shokrian, follows investigations by Parliament and Iran’s judiciary into the unexplained death of the blogger, Sattar Beheshti, 35, who died in early November just a few days after being arrested by the cybercrimes police unit, known here as FATA.

“Tehran’s FATA should be held responsible for the death of Sattar Beheshti,” said Iran’s national police chief, Ismael Ahmadi-Moqaddam, according to the Iranian Labor News Agency.

It is unclear whether General Shokrian will also face judicial charges over the blogger’s death.

The public nature of his dismissal suggests that he will bear most of the responsibility for the death. In similar cases in the past, officials have been punished, but it is rare for them to be named and publicly dismissed on the same day.

Mr. Beheshti’s Web site, My Life for My Iran, criticized Iran’s financial contributions to the Hezbollah movement in Lebanon. Mr. Beheshti posted pictures of Lebanese youths having parties alongside images of Iranians living in poverty.

The exact cause of Mr. Beheshti’s death remains murky. Mr. Ahmadi-Moqaddam said Tuesday that investigations had ruled out torture as a cause of death, saying it was possible that Mr. Beheshti, who in pictures looks big and strong, died of “psychological shock.”

Iranian activists and bloggers say Mr. Beheshti died of injuries following beatings. Iran’s judiciary spokesman, Gholam Hussein Mohseni-Ejei, recently admitted that Mr. Beheshti — while in prison — had lodged a written complaint against an interrogator, in which he accused the man of having beaten him during his detention in Tehran’s Evin prison.

“I, Sattar Beheshti, was arrested by FATA and beaten and tortured with multiple blows to my head and body,” read the document, published by the opposition Kalame Web site. He added, “If anything happens to me, the police are responsible.”

Mr. Ahmadi-Moqaddam said that Mr. Beheshti was given tranquilizers while in the prison’s clinic, but that when handed over to the cybercrimes unit its officers denied him the same tranquilizers. “This might be regarded as neglect,” he said. “However, there were no signs of beatings on his body.”

Official statements on the cause of death have been contradictory. An influential member of Parliament who earlier denied that Mr. Beheshti had been tortured in any way told the Tabnak Web site that the blogger had been beaten, but died of shock and fear.

“Definitely he was beaten inside the FATA detention center,” the lawmaker, Alaeddin Borujerdi, told the Web site, “but he didn’t die as a result of these beatings.” He also stressed that the cybercrimes unit must change the way it deals with prisoners.

Iranian activists who have been in contact with Mr. Beheshti’s family say his relatives were not allowed to see his body before a hurried funeral on Nov. 6 in his hometown, Robat Karim, 30 miles southwest of the capital, Tehran.

In Mr. Beheshti’s final post, on Oct. 29, a day before his arrest, he said he was being threatened by security officials. “They told me that if I didn’t close my big mouth my mother should prepare to wear black clothes,” for mourning.

The Iranian Parliament’s special investigator into the case, Mehdi Davatgari, said he welcomed the commander’s removal. “This move shows the civil rights of our citizens are our top priority,” he said.

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Alabama holds off Georgia 32-28, advances to Miami

ATLANTA (AP) — Alabama got a hand on the ball, which wobbled into the arms of a Georgia receiver who wasn't supposed to catch it.

Before the Bulldogs could get off another play, the clock ran out.

The Crimson Tide is heading back to the national championship game.

By a mere 5 yards.

AJ McCarron threw a 45-yard touchdown pass to Amari Cooper with 3:15 remaining and No. 2 Alabama barely held on at the end, beating No. 3 Georgia 32-28 in a Southeastern Conference title game for the ages Saturday night.

"I'm ready to have a heart attack here," Crimson Tide coach Nick Saban said.

As confetti fell from the Georgia Dome roof, the Bulldogs collapsed on the field, stunned they had come so close to knocking off the team that has won two of the last three national titles.

"We just ran out of time," Georgia coach Mark Richt moaned.

Alabama (12-1) will get a chance to make it three out of four when it faces top-ranked Notre Dame for the BCS crown on Jan. 7 in Miami.

This time, Alabama will head to the big game with a championship already in its pocket — unlike last year's squad, which didn't even make it to Atlanta, but got a do-over against SEC champion LSU in the national title game.

Even though the Tide left little doubt it was truly the best team in the country, routing the Tigers 21-0, there were plenty who thought Saban's team didn't deserve a rematch.

There will be no complaints when Alabama heads to South Florida for a dream matchup between two of college football's most storied programs. The Tide and Notre Dame have each won eight Associated Press national titles, more than any other school.

"This group has been fantastic," Saban said. "They were able to accomplish something of significance, and something that last year's team didn't accomplish, which is win the SEC championship."

What a game it was.

After an apparent game-clinching interception by Alabama was overturned on a video review, Georgia's Aaron Murray completed a 15-yard pass to Arthur Lynch, a 23-yarder to Tavarres King and a 26-yarder to Lynch, who was hauled down at the Alabama 8 as the clock continued to run.

The Bulldogs (11-2) were out of timeouts.

Instead of spiking the ball and gathering themselves, the Bulldog hurriedly snapped the ball with 9 seconds to go. Murray attempted a pass into the end zone but it was deflected at the line and ended in the arms of Chris Conley out in the right flats.

Surprised to see the ball coming his way, he instinctively dove for the catch at the 5.

Georgia couldn't get off another play.

Richt said the offense called the play it wanted at the end, a deeper route to Malcolm Mitchell, but Alabama ruined it by tipping the pass. If it had fallen incomplete instead of being caught by Conley, the Bulldogs would've had at least one more play, maybe two.

Instead, they were done.

"I told the guys I was disappointed, but I'm not disappointed in them," Richt said. "They're warriors. We had a chance at the end."

The consolation prize will likely be one of the second-tier bowls — the Capital One, Cotton or Chick-fil-A — though the Bulldogs certainly looked like a team deserving of something better.

"Do I think we're worthy of a BCS bowl?" Richt said. "Yes I do."

The Bulldogs even got props from Saban.

"It would be a crying shame if Georgia doesn't get to go to a BCS bowl game," the Alabama coach said. "They played a tremendous game out there. That was a great football game, by both teams. It came right down to the last play."

In a back-and-forth second half that looked nothing like a game in the defensive-minded SEC, the Crimson Tide trailed 21-10 after Alec Ogletree returned a blocked field goal for a touchdown in the third quarter.

Alabama rallied behind a punishing run game, finishing with 350 yards on the ground, an SEC championship game record. Eddie Lacy — the game's MVP — rumbled for 181 yards on 20 carries, including two TDs. Freshman T.J. Yeldon added 153 yards on 25 carries, also scoring a TD.

After the game, Lacy hooked up with the guy he replaced in the Alabama backfield — Heisman Trophy winner Mark Ingram, now with the NFL's New Orleans Saints.

"He just told me congratulations and that I did a great job running and it was it was the best he's ever seen me run." Lacy said.

But the Tide won it through the air.

With Georgia stacking the line, McCarron fooled the Bulldogs with play action and delivered a perfectly thrown pass to Cooper, who beat Damian Swann in single coverage down the left side.

Georgia played like a champion until the clock ran out, though.

Using up their timeouts and forcing a punt, the Bulldogs got the ball back at their 15 with 1:08 remaining. Alabama broke into a celebration when a pass down the middle for Conley was deflected and Dee Milliner appeared to make a diving interception. But the replay showed the ball hit the ground, so Murray and the Georgia offense trotted back on the field for its last gasp.

And what a gasp it was.

Just not quite enough.

Todd Gurley led Georgia with 122 yards rushing, including a couple of TDs. Murray was 18 of 33 for 265 yards with one touchdown and one interception.

McCarron was 12 of 21 for 162 yards with an interception, only his third of the season.

After a defensive struggle in the first half, with Alabama kicking a field goal on the final play for a 10-7 lead, the last two quarters were nothing but run-and-gun.

The Bulldogs took the second-half kickoff and marched right down the field for the go-ahead touchdown. Gurley ran it seven times, capped by leg-churning, 3-yard drive up the middle to make it 14-10.

Alabama looked like it was about to answer, holding the ball for more than 5 1-2 minutes, before the drive stalled. Cade Foster came on for a 50-yard field-goal attempt, but his low kick was swatted down by Cornelius Washington. Ogletree scooped up the bouncing ball in stride and returned it 55 yards for a touchdown.

Suddenly, the Bulldogs led 21-10.

But the Tide wasn't about to go away that easy. Yeldon broke off a 31-yard run, Swann was called interference on a throw down the middle, and Yeldon powered in from the 10. He ran it again for the 2-point conversion, pulling Alabama to 21-18.

Georgia went three-and-out, and the ground assault resumed. Lacy barreled over right guard for 32 yards. Yeldon got it down to the 1. Lacy returned for the first snap of the fourth period, bulling over to put Alabama ahead 25-21.

The Tide's momentum lasted about 2 minutes.

Murray found King down the middle for a 45-yard completion and Gurley finished off the lightning-quick possession with a 10-yard touchdown run up the middle, putting Georgia back on top, 28-25.

But Alabama knows a thing or two about comebacks, having rebounded the last two years from regular-season losses.

Just three weeks ago, the Tide was upset at home by Johnny Manziel and Texas A&M.

Now, Bama is off to play for another title.

"It's just the never-give-up attitude," McCarron said. "You've got to keep fighting through it."

___

Follow Paul Newberry on Twitter at www.twitter.com/pnewberry1963

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Opinion: A Health Insurance Detective Story

I’VE had a long career as a business journalist, beginning at Forbes and including eight years as the editor of Money, a personal finance magazine. But I’ve never faced a more confounding reporting challenge than the one I’m engaged in now: What will I pay next year for the pill that controls my blood cancer?

After making more than 70 phone calls to 16 organizations over the past few weeks, I’m still not totally sure what I will owe for my Revlimid, a derivative of thalidomide that is keeping my multiple myeloma in check. The drug is extremely expensive — about $11,000 retail for a four-week supply, $132,000 a year, $524 a pill. Time Warner, my former employer, has covered me for years under its Supplementary Medicare Program, a plan for retirees that included a special Writers Guild benefit capping my out-of-pocket prescription costs at $1,000 a year. That out-of-pocket limit is scheduled to expire on Jan. 1. So what will my Revlimid cost me next year?

The answers I got ranged from $20 a month to $17,000 a year. One of the first people I phoned said that no matter what I heard, I wouldn’t know the cost until I filed a claim in January. Seventy phone calls later, that may still be the most reliable thing anyone has told me.

Like around 47 million other Medicare beneficiaries, I have until this Friday, Dec. 7, when open enrollment ends, to choose my 2013 Medicare coverage, either through traditional Medicare or a private insurer, as well as my drug coverage — or I will risk all sorts of complications and potential late penalties.

But if a seasoned personal-finance journalist can’t get a straight answer to a simple question, what chance do most people have of picking the right health insurance option?

A study published in the journal Health Affairs in October estimated that a mere 5.2 percent of Medicare Part D beneficiaries chose the cheapest coverage that met their needs. All in all, consumers appear to be wasting roughly $11 billion a year on their Part D coverage, partly, I think, because they don’t get reliable answers to straightforward questions.

Here’s a snapshot of my surreal experience:

NOV. 7 A packet from Time Warner informs me that the company’s new 2013 Retiree Health Care Plan has “no out-of-pocket limit on your expenses.” But Erin, the person who answers at the company’s Benefits Service Center, tells me that the new plan will have “no practical effect” on me. What about the $1,000-a-year cap on drug costs? Is that really being eliminated? “Yes,” she says, “there’s no limit on out-of-pocket expenses in 2013.” I tell her I think that could have a major effect on me.

Next I talk to David at CVS/Caremark, Time Warner’s new drug insurance provider. He thinks my out-of-pocket cost for Revlimid next year will be $6,900. He says, “I know I’m scaring you.”

I call back Erin at Time Warner. She mentions something about $10,000 and says she’ll get an estimate for me in two business days.

NOV. 8 I phone Medicare. Jay says that if I switch to Medicare’s Part D prescription coverage, with a new provider, Revlimid’s cost will drive me into Medicare’s “catastrophic coverage.” I’d pay $2,819 the first month, and 5 percent of the cost of the drug thereafter — $563 a month or maybe $561. Anyway, roughly $9,000 for the year. Jay says AARP’s Part D plan may be a good option.

NOV. 9 Erin at Time Warner tells me that the company’s policy bundles United Healthcare medical coverage with CVS/Caremark’s drug coverage. I can’t accept the medical plan and cherry-pick prescription coverage elsewhere. It’s take it or leave it. Then she puts CVS’s Michele on the line to get me a Revlimid quote. Michele says Time Warner hasn’t transferred my insurance information. She can’t give me a quote without it. Erin says she will not call me with an update. I’ll have to call her.

My oncologist’s assistant steers me to Celgene, Revlimid’s manufacturer. Jennifer in “patient support” says premium assistance grants can cut the cost of Revlimid to $20 or $30 a month. She says, “You’re going to be O.K.” If my income is low enough to qualify for assistance.

NOV. 12 I try CVS again. Christine says my insurance records still have not been transferred, but she thinks my Revlimid might cost $17,000 a year.

Adriana at Medicare warns me that AARP and other Part D providers will require “prior authorization” to cover my Revlimid, so it’s probably best to stick with Time Warner no matter what the cost.

But Brooke at AARP insists that I don’t need prior authorization for my Revlimid, and so does her supervisor Brian — until he spots a footnote. Then he assures me that it will be easy to get prior authorization. All I need is a doctor’s note. My out-of-pocket cost for 2013: roughly $7,000.

NOV. 13 Linda at CVS says her company still doesn’t have my file, but from what she can see about Time Warner’s insurance plans my cost will be $60 a month — $720 for the year.

CVS assigns my case to Rebecca. She says she’s “sure all will be fine.” Well, “pretty sure.” She’s excited. She’s been with the company only a few months. This will be her first quote.

NOV. 14 Giddens at Time Warner puts in an “emergency update request” to get my files transferred to CVS.

Frank Lalli is an editorial consultant on retirement issues and a former senior executive editor at Time Warner’s Time Inc.

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